Road Map Home | ROR Realty

Your Road Map Home

Build Your Team

1. Connect with a Realtor

Connecting with Realtor is the first step and the most beneficial to a home buyer because they have the knowledge and experience to guide you through the entire home buying process, from finding the right lender, the right home, to negotiating the best price and navigating the legal aspects of the transaction and making sure all legal requirements are met.

2. Meet your Lender

The lender will look at how much money you make, how much you owe, and how good you are at paying your bills to figure out how much they can lend you. They'll help you fill out some paperwork and choose the best kind of loan for you. Once you're approved for the loan, the lender will give the money to the person selling the house and you'll start making payments on the loan. Lenders are important because they can help you get the money you need to buy a home.

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House Hunt

3. Find Your Home

Now that you known how much you can borrow, it's time to look for your future home. Your realtor can help you find your home more efficiently and before someone else does.

4. Place an Offer

Your realtor will help you develop a good offer by looking at what similar homes have sold for, to determine if it is a good deal.

5. Negotiate

If the offer is countered, your realtor will go over the price, all terms and conditions and help determine whether to either Counter back, Accept or Not to Continue to Deal.

Due Diligence

6. Explore

Explore what issues may be lurking beneath the surface. Learn about the property, neighborhood and any other concerns. Home inspections are a great way to find potential issues.

7. Adjustments

Inquire about the seller willingness to resolve any issues discovered during your due-diligence.

Home Stretch

8. Finalize Loan

The lender will take a last look at your finances receive the Appraisal and send you final paperwork to review the loan and accept the funds

9. Closing

Closing/Recording - Your new home is close at hand, there are just a few things left to do. Your realtor will inform you what documents you may need for closing, sign the paperwork and hire a mover.

Congratulations! You have arrived!

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